BUSINESS OWNERS · 5 STEPS · 2 MIN READ
How to Transfer Your Personal Vehicle to Your LLC — In 5 Steps
KFN Accounting & Financial, LLC · November 12, 2026
1. Register your LLC.
Your LLC must legally exist before it can own the vehicle.
2. Contact your lender.
Still paying off the vehicle? Get your lender’s approval and ask whether refinancing is required. Transferring the title does not automatically transfer the loan or release your personal obligation.
3. Document the transfer.
Selling it to your LLC? Document the sale with a bill of sale. Contributing it as an owner? Document the capital contribution. Keep copies and complete any additional state-required forms.
4. Transfer the title and registration.
Follow your state’s requirements to put the vehicle in the LLC’s name. Confirm applicable taxes, fees, and exemptions before submitting the paperwork.
5. Coordinate your insurance coverage.
Call your broker BEFORE transferring the title so appropriate coverage takes effect when ownership changes. Whether you need a commercial policy depends on your insurer and how you use the vehicle.